Your Name prefix, Mr or Mrs?

Pre-Submission Form Information

The pre-submission form is a document that collects all the minimum required information necessary for your home loan application. This form helps us to gather the essential details about your financial situation and personal circumstances, which are crucial in preparing your application. Once completed, the information will enable us to efficiently prepare your home loan application for signature and submission to all major banks on your behalf.

Personal Information

Your name & Surname (As per your ID)

Your E-mail

Id Number

Cell Phone Number

Work Number

Marital Status

City of Birth

Country of Marriage

Number of Dependents

Ethnic Group

Home Language

Highest Qualification

Type of Residence

Current residential status (please select one)

Are you a first time home buyer?

Yes

Do you smoke?

Yes

Employment

Employer name

Employer Address

Job Title

Period Employed by current Employer

Loan Details

Purchase Price as per the Offer To Purchase

Debit Order Repayment Day

Preferred Repayment Term

Initiation Fee Payment Option (This fee, amounting to R6 037, is charged by the bank for processing the bond application and is only payable to the bank that you take the loan with.)

Debit Loan Account

Direct payment (CASH)

Do you require costs?

Yes

Property Details

Please fill out the details below regarding the property that you are purchasing. Address of the Property as per the Offer To Purchase (OTP).

Property use (please select one)

Business

Holiday

Owner Occupied

Rent Out

Vacant Land

Broad consent MM

MortgageMax, a division of BetterLife Origination Services Proprietary Limited and its MortgageMax Licensee1 together with other members of the BetterHome Group (comprising BetterHome Group Limited and entities in which it has a direct or indirect financial interest) (collectively “MortgageMax”, “we” or “us”), offers a range of services relating to your home journey to make your home dreams come true, seamlessly and efficiently. We accordingly offer the following services: (i) bond pre-qualification applications; (ii) credit checks; (iii) home loan applications to various credit providers2 including your nominated banks; (iv) insurance brokering services in relation to various insurance products, including, amongst others, life, funeral, building and home contents insurance; (v) services regarding estate planning and wills, and (vi) personal loan services regarding assistance for transfer and bond costs; and (vii) other services that relate to the purchase of your home and/or fulfilling bond grant conditions (collectively “Services”). By signing this form in the space provided below, you appoint MortgageMax and the BetterHome Group to render the selected Services to you and appoint MortgageMax as your sole agent and on your behalf to submit an application to various financial institutions (including credit providers, banks, insurers and registered financial services providers) for home loans and/or insurance cover and/or other products relating to the Services. You agree to our Terms and Conditions available at https://www.mortgagemax.co.za. Declarations: I, the Applicant, declare and confirm that - I am not an unrehabilitated insolvent and I have not applied for nor am I under debt rescue; I hold no other citizenships and residence for local and international tax purposes, other than those disclosed in this application form. I will inform the relevant financial institution in writing of any changes to this status within 30 days to the change of status; I warrant that all information (irrespective of the format) supplied by me is to the best of my knowledge and belief true and correct in all material respects. I am not aware of any other information which would, if it were to become known to the financial institution, affect the consideration of my application in any way; the Bond Consultant that has assisted me has explained (i) the advantages of paying a deposit on the property that I intend on purchasing; (ii)that there are costs involved in taking transfer of the property; and (iii) that he/she will earn commission on the registration of the bond that will be registered over the property; the Services provided require personal information being shared on various electronic platforms, including but not limited to contacting me/us via a phone call, WhatsApp, Email, SMS or any other digital means; The services provided by MortgageMax are not intended to be financial, tax or legal advice and should not be construed as such. MortgageMax, and the service partners are not financial planners, financial brokers or tax advisors. My personal financial situation is unique and therefore before making any decisions utilising the information obtained from MortgageMax, I shall obtain advice from an accountant or other financial advisor who is fully aware of my individual circumstances and never take up a home loan that will stretch my repayment capacity to its maximum. Consents In order to render the selected Services to you, we will process your personal information in accordance with the purpose for which it has been collected. For more information about how we protect personal information please see the privacy policy available at https://www.mortgagemax.co.za. By signing this form, you consent to MortgageMax processing your personal information in order to render the aforementioned services to you which includes, inter alia – sharing your full name and other personal information, including but not limited to the Offer to Purchase, with us and our service providers for purposes of rendering the Services to you; collecting your personal information (including your payslips, bank statements, payment profile and identity verification information) from third parties including your financial institution, your employer(s), credit bureau, your bankers, telecommunication providers, retailers, insurers, your spouse, any co-applicant, educational institutions, any academic verification agencies and any governmental authority or other third party that processes information on behalf of any governmental authority; obtaining your credit report from a credit bureau and to provide that report to a financial institution as part of the credit application, provide you with advice or assistance with managing your credit and/or challenging the accuracy of information stored by the bureau. You have been made aware that you are entitled to one free report per year from any registered credit bureau; sharing your personal information with various third parties and service providers to MortgageMax including, but not limited to credit bureaux, insurers, credit providers and financial institutions and their respective affiliates, personal loan platform providers and any other person who requires your personal information in order for us to render or in connection with us rendering the Services or offer related banking products to you after your approval of the financial institution’s offer to finance your immovable property; storing your personal information including storage on cloud facilities that may be located outside of South Africa. We will ensure that appropriate measures are put in place to protect your information in accordance with the standards that are no less onerous than those imposed by South African laws; and sharing, retaining and further processing your personal information for research and statistical purposes. 1The MortgageMax Licensee means the person or business that you have engaged to render the selected Services to you and which has concluded a licensing agreement with MortgageMax in terms of which the MortgageMax Licensee undertakes to utilise services, systems and/or the platform provided by or on behalf of MortgageMax to render the Services to you. 2MortgageMax currently submits applications to ABSA, First National Bank, Nedbank, Standard Bank, Investec, HiP (Housing Investment Partners), Sentinel, Auto Assist, Genfin and RMB Private Bank, however this list is not exhaustive and new credit providers may be added to this list from time to time.

CONSENT – CREDIT CHECK

I appoint Bond Achievers and BetterLife Origination Services Proprietary Limited (“MORTGAGEMAX”/”My Representative”) to be my lawful representative and agent in my name, place and stead, to obtain a copy of my personal credit report (“PCR”) from a registered credit bureau to be used solely for the following purposes: (a) providing me with advice or assistance with managing my credit, by having reference to the content of my PCR; (b) challenging the accuracy of information contained in my PCR; and (c) investigating information held on me by the registered credit bureau. I consent to the registered credit bureau releasing a copy of my PCR in PDF or XML format to my Representative and to my Representative having sight of the content of my PCR for the above purposes. Furthermore, I consent to my Representative providing all personal information provided by me in relation to the accessing of my PCR to the registered credit bureau for purpose of updating my credit record. My Representative may request my PCR from the registered credit bureau on condition that they undertake: (a) not to host, resell, on-sell or make my PCR available to any third party or agent, or use my PCR to compile any other databases; (b) not to amend or add any information on my PCR or deal with my PCR in contravention of any applicable laws; (c) to take all reasonable security measures to prevent unauthorised access to the information contained on my PCR; (d) to destroy my PCR upon my request or immediately after it has served the purpose for which it was obtained on my behalf; (e) to keep record of any persons who has access to my PCR for as long as it’s in my Representative’s possession, before it is destroyed. I am aware that I am entitled to one free PCR per year from any registered credit bureau and that I can obtain my free PCR by contacting the registered credit bureau directly, either telephonically, by way of email, fax or attending on the office of the registered credit bureau in person. I am aware that I have the right to challenge the accuracy of any information contained in my PCR directly with a registered credit bureau. Attached to this is a copy of my Identity Document. I confirm that the information furnished herein to the registered credit bureau is true and correct. **I agree and explicitly give consent to MORTGAGEMAX to share a copy of my PCR with the *Third Party. *

BetterSure Life Insurance

I hereby consent to MortgageMax sharing my personal information with BetterSure Financial Consultants (Pty) Ltd (FSP24015) (“BetterSure”). This consent is granted for the purpose of receiving additional information pertaining to Life Insurance financial products, and services in relation to Estate Planning and Wills, specifically tailored to my bond application requirements and associated needs. I acknowledge that I have the right to opt-out of such future communications.

BetterSure Buildings & Contents Insurance

I hereby consent to MortgageMax sharing my personal information with BetterSure. This consent is granted for the purpose of receiving additional information pertaining to Building and Home Contents Insurance financial products and services, specifically tailored to my bond application requirements and associated needs. I acknowledge that I have the right to opt-out of such future communications.

MM Personal Loans

I hereby consent to MortgageMax sharing my personal information with Monify (Pty) Ltd. This consent is granted for purposes of receiving competitive personal loan options from credit providers to access funding that may be required in connection with purchasing a new home (such as transfer fees, moving costs and the like). I acknowledge that I have the right to opt-out of such future communications.

Required Documentation

In addition to the pre-submission form, the below minimum required documents are necessary for submission to the banks:

Clear id copy

Latest Payslips (if you earn a fixed salary please submit your latest 3 payslips, if your salary fluctuates due to commissions / overtime etc, or you earn a weekly / fortnight salary, please submit your latest 6 months payslip/s)

2nd Latest Payslip

3rd Latest Payslip

4th Payslip (only if your income is variable)

5th Payslip (only if your income is variable)

6th Payslip (only if your income is variable)

Latest stamped 3 months bank statements (bank statements should not be older than 10 days)

Offer to purchase / Title Deed (if applicable)

Passport (Only if you work abroad)

VISA / Work Permit (Only if you work abroad)

Work contract in English (Only if you work abroad)

Latest 3 months International Bank Statements (Only if you work abroad)

These documents can either be uploaded directly through the portal or emailed to dawie@bondachievers.co.za. Providing these documents promptly will help us expedite the preparation and submission of your home loan application.

By submitting your Pre-submission form, you agree to the terms and conditions outlined in this document, consent to the declarations above, and acknowledge that you will not receive a hard copy of the completed form.

*”Financial Institutions” means ABSA Bank, First National Bank, NedBank, Standard Bank, where necessary Investec, Ithala, HiP (Housing Investment Partners), Sentinel, Auto Assist, Business Fuel. *”Group” means BetterLife Group Ltd and its subsidiaries, including internal systems e.g. LMS, DealMaker and SwitchX which is used to process the personal information and to submit to the financial institutions. *”Third party” means financial institution and/or its representatives, the estate agent, the property developer, the conveyancing attorney and/or any third party including but not limited to the lead provider dealing with a property that I am interested in purchasing. *BetterSure (BetterLife Distribution Services (Pty) Ltd t/a BetterSure Financial Consultants FSP24015) is a wholly owned subsidiary of BetterLife Group Limited *”DirectAxis” means Direct Axis SA (Pty) Ltd, registration number 1995/006077/07. *”Capital Legacy” means Capital Legacy (Pty) Ltd, registration number 1995/009479/07

Home
Pre-Submission