A pre-qualification is a preliminary assessment of your financial situation to determine how much you may qualify to borrow for purchasing a property. It’s the first and most crucial step in your home-buying journey, giving you a clear understanding of your purchasing power before you start house hunting.
Why Do We Conduct Pre-Qualifications?
At Bond Achievers, we conduct pre-qualifications to: Help you establish your budget and narrow down your property search. Provide a snapshot of your financial readiness for a home loan. Save time for both you and your real estate agent by ensuring you’re looking at properties within your means.
Why Should You Fill It Out?
Filling out the pre-qualification form is quick, easy, and can be done anytime, anywhere via the link we provide. By completing this step, you gain: A clearer picture of what you can afford, helping you set realistic expectations. Increased confidence when making offers on properties, as sellers and agents will view you as a serious buyer. Access to expert advice and tailored guidance throughout your home loan journey.
CONSENT FORM – PROCESSING OF PERSONAL INFORMATION. MortgageMax, a division of BetterLife Origination Services Proprietary Limited and its MortgageMax Licensee1, together with other members of the BetterHome Group (comprising BetterHome Group Limited and entities in which it has a direct or indirect financial interest) (collectively “MortgageMax”, “we” or “us”), offers a range of services relating to your home journey to make your home dreams come true, seamlessly and efficiently. We accordingly offer the following services: (i) bond pre-qualification applications; (ii) credit checks; (iii) home loan applications to various credit providers2 including your nominated banks; (iv) insurance brokering services in relation to various insurance products, including amongst others, life, funeral, building and home contents insurance); (v) services regarding estate planning and wills; and (vi) personal loan services regarding assistance for transfer and bond costs; and (vii) other services that relate to the purchase of your home and/or fulfilling bond grant conditions (collectively “Services”). By signing this form in the space provided below, you appoint us to render the Services to you and appoint us as your sole agent and on your behalf to submit an application to various financial institutions (including credit providers, banks, insurers and registered financial services providers) for home loans and/or insurance cover and/or other products relating to the Services. You agree to our Terms and Conditions available at https://www.mortgagemax.co.za.
Property Practitioner Details
If you were referred for a pre-qualification by a property practitioner or agent, kindly share their details with us.
Monthly Income & Expenses
Deductions
Expenses
DECLARATIONS: I/WE (THE APPLICANT/S) DECLARE AND CONFIRM THAT: I am/we are not unrehabilitated insolvents and I/we have not applied for nor am I/are we under debt rescue; • I/we hold no other citizenships and residence for local and international tax purposes, other than those disclosed in this application form. I/we will inform the relevant financial institution in writing of any change of this status within 30 days of the change of status; • I/we warrant that all information (irrespective of the format) supplied by me/us is to the best of my/our knowledge and belief true and correct in all material respects. I am not aware of any other information which would, if it were to become known to the financial institution, affect the consideration of my/our application in any way; • the bond consultant that has assisted me has explained (i) the advantages of paying a deposit on the property that I intend on purchasing; (ii) that there are costs involved in taking transfer of the property; and (iii) that he/she will earn commission on the registration of the bond that will be registered over the property; • the Services provided require personal information being shared on various electronic platforms, including but not limited to contacting me/us via a phone call, WhatsApp, Email, SMS or any other digital means; • The Services provided by MortgageMax are not intended to be financial, tax or legal advice and should not be construed as such. MortgageMax and their service partners are not financial planners, financial brokers or tax advisers. My/our personal financial situation is unique and therefore before making any decisions utilising the information obtained from MortgageMax, I/we shall obtain advice from an accountant or other financial advisor who is fully aware of my individual circumstances and never take up a home loan that will stretch my repayment capacity to its maximum.
Please upload the below documentation
Client Agreement and Digital Signature Clause
By submitting this prequalification form and providing the relevant consents, the client acknowledges and agrees to the terms outlined herein. The client further agrees that this form, as completed and submitted, will be considered legally binding upon submission and will serve as the client’s official digital signature. The client understands and accepts that they will not receive a hard copy of this form and that the submission of this form electronically constitutes the formal submission of their information to our offices. By submitting, the client affirms that all information provided is true and accurate to the best of their knowledge.
Our team will track your progress and provide ongoing support, ensuring you are guided and assisted every step of the way. Take the first step toward your dream home with our pre-qualification service—it’s free, simple, and entirely digital.
